Money

Money for retiremnt

Do you spend very little time on your finances either because it is so boring and tedious, or because you don’t know a lot about the subject and it intimidates you? You are not alone. Budgeting, saving, investing, and borrowing are at the bottom of most people’s lists of things they want to spend time on.

Managing money does not have to be so dismal. There are several easy-to-understand principles that can make your finances much more secure. You can rid yourself of money worries and build wealth by following these simple and easily implemented rules. And it might even be a little bit interesting and fun!

I have been fortunate to have studied and applied finance principles at some of the world’s best universities and Fortune 500 companies. My work experience includes accounting, taxes, budgeting, financial analysis, and investing. Managing a $300 million portfolio for a large company for several years allowed me to become an expert in the financial markets and investing. Now, in retirement, I provide financial planning, retirement, and investing advice to several family members, friends, and former colleagues, and I stay abreast of all key new developments in finance—so you don’t have to!

You might not realize that the smartest way to invest is also the simplest and that the primary tool for this effective investment strategy is the use of index funds. You can use these and many other similarly simple principles to no longer fear the subject of money and finances. You will be able to grab the reins of your financial situation and build wealth reliably and consistently, dramatically improving your quality of life.

Warren Buffett: I Bet on Index Funds—So Should You

Filed in Money by on April 24, 2014 11 Comments
Warren Buffett: I Bet on Index Funds—So Should You

Warren Buffett is so thoroughly convinced that high-cost actively managed mutual funds cannot consistently beat low-cost index funds that he bet $1 million on it! Now that’s putting your money where your mouth is. Buffett knows that over the long term actively managed mutual funds rarely justify their high fees with market outperformance. As a […]

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Social Security Will Be There For You When You Retire

Filed in Money by on March 20, 2014 0 Comments
Social Security Will Be There For You When You Retire

People worry a lot about Social Security collapsing before they retire, and understandably so. The system is rapidly running out of money and Washington seems to have no collective will to pass reforms to shore it up. It’s a mess, or, as they say in Texas, if not, it’ll do until the real mess gets […]

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You Need to ALWAYS Stay Invested in Stocks

Filed in Money by on February 13, 2014 0 Comments
You Need to ALWAYS Stay Invested in Stocks

It is the single biggest trap that investors, both novice and professional, fall into. They get anxious about the stock market and they pull all or some of their money out for a period of time. Don’t feel at all bad if you’ve ever done this, because you have excellent company. Some of the world’s […]

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How Do You Define Investment Success?

Filed in Money by on January 14, 2014 3 Comments
How Do You Define Investment Success?

It happens to me all the time and I find it quite amusing. I’ll meet someone new at a cocktail party, they find out that I am a finance professional, and, invariably, they try to impress me with their stock picking prowess. It usually goes something like this: “Yeah, I bought an oil sands stock […]

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How Type A’s Sabotage Their Investment Success

Filed in Money by on October 24, 2013 0 Comments
How Type A’s Sabotage Their Investment Success

I love my Type A family and friends, I really do. They are so energetic and have such “can do” attitudes! Type As tend to be optimistic and proactive, and I prefer to be around people like that. I think you become more like the people you associate with. A “can do” and proactive approach […]

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What Is an Index Fund?

Filed in Money by on September 9, 2013 0 Comments
What Is an Index Fund?

Let’s start with the most fundamental question first: what is a mutual fund? A mutual fund is a type of investment that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, and other assets. One of the main advantages of a […]

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The Smartest Way to Invest is Also the Simplest

Filed in Money by on August 15, 2013 0 Comments
The Smartest Way to Invest is Also the Simplest

Most people are overwhelmed with the staggering number of complex and confusing investments that are advertised by investment companies: Buy options and derivatives, they are the key to your financial success! Foreign currency trading—build untold wealth! Whole life insurance will produce returns that amaze your family and friends! Gold will ensure you a golden retirement! […]

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