Elaine and I are watching an interesting TV series on Showtime called The Affair. We’ve only watched the first two episodes, but it is already compelling. It is about a married man who is going through some difficult times with his wife and four children, and who meets a married woman he becomes infatuated with. […]
I do not know how to explain why God’s grace is offered to someone as unworthy as me. When my little doggie, Munson, needed to be put down a couple of weeks ago, I was devastated, as so many pet owners are when this fateful day arrives. We spend so much time with our little […]
This is my second post on New Year’s resolutions, with this one focused on how to improve your finances. Many people choose to have spending and saving goals for the new year. This is wise, because if you don’t maintain some sort of financial plan or target, your random daily spending decisions during the course […]
This is the first of two articles on common New Year’s resolutions. This post addresses the goal of losing weight, and next week’s will be about achieving financial security. Many of us have a dysfunctional relationship with food. It is such an easy trap to fall into. When I was working and had a stressful […]
Let’s start with the most fundamental question first: what is a mutual fund? A mutual fund is a type of investment that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, and other assets. One of the main advantages of a […]
I Am So Thankful I Have Difficulties in My Life
Most people bemoan the difficulties and obstacles they face in life. If we could only avoid all of our problems, life would be perfect, and we would be perfectly happy! We become ill, lose our job, get divorced, experience anxiety or depression, or face some other unexpected challenge, and we view it as an unwelcome […]
What Happens If My Mutual Fund Company Goes Broke?
Some of the people I assist with financial planning have been astute enough to ask the following question: “So you recommend Vanguard as an excellent mutual fund company to use for my investments. Well, what happens if Vanguard goes bankrupt? Shouldn’t I spread my money around to more than one mutual fund company? You’ve told […]
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